Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,728 | $51,642+50.5% | $129,384-39.9% | $80,935-4.0% |
| Participation rate | 34.1% | 56.9%-22.8pp | 69.6%-35.5pp | 67.7%-33.6pp |
| Annual return | 9.17% | 20.78%-11.6pp | 9461.77%-9452.6pp | 35.66%-26.5pp |
| Employer contribution / active EE | $0 | $1,583-100.0% | $4,153-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,159 | $2,670+18.3% | $4,166-24.2% | $4,299-26.5% |
| Admin fee / account holder | $3,429 | $4,312-20.5% | $7,686-55.4% | $6,924-50.5% |