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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,017 | $162,136-21.0% | $152,301-15.9% | $154,746-17.3% |
| Participation rate | 77.3% | 84.1%-6.8pp | 82.4%-5.2pp | 80.7%-3.4pp |
| Annual return | 15.50% | 91.02%-75.5pp | 80.50%-65.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $3,450 | $4,890-29.4% | $4,624-25.4% | $4,379-21.2% |
| Participant deferral / active EE | $11,479 | $8,341+37.6% | $8,004+43.4% | $6,730+70.5% |
| Admin fee / account holder | $46,766 | $15,759+196.8% | $14,398+224.8% | $14,365+225.6% |