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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,017 | $154,228-17.0% | $145,433-12.0% | $137,256-6.7% |
| Participation rate | 77.3% | 83.8%-6.5pp | 82.1%-4.8pp | 80.0%-2.7pp |
| Annual return | 15.50% | 74.59%-59.1pp | 66.58%-51.1pp | 220.34%-204.8pp |
| Employer contribution / active EE | $3,450 | $4,804-28.2% | $4,554-24.2% | $4,156-17.0% |
| Participant deferral / active EE | $11,479 | $8,216+39.7% | $7,897+45.3% | $6,407+79.2% |
| Admin fee / account holder | $46,766 | $14,344+226.0% | $13,129+256.2% | $12,270+281.1% |