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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,017 | $155,555-17.7% | $146,866-12.8% | $155,188-17.5% |
| Participation rate | 77.3% | 84.0%-6.7pp | 82.5%-5.2pp | 80.8%-3.5pp |
| Annual return | 15.50% | 115.41%-99.9pp | 102.85%-87.4pp | 148.84%-133.3pp |
| Employer contribution / active EE | $3,450 | $4,647-25.7% | $4,425-22.0% | $4,248-18.8% |
| Participant deferral / active EE | $11,479 | $8,044+42.7% | $7,759+47.9% | $6,531+75.8% |
| Admin fee / account holder | $46,766 | $14,755+216.9% | $13,620+243.4% | $14,480+223.0% |