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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,283 | $76,407+129.4% | $150,298+16.6% | $82,448+112.6% |
| Participation rate | 70.0% | 66.4%+3.6pp | 77.8%-7.8pp | 68.1%+1.9pp |
| Annual return | 16.60% | 39.99%-23.4pp | 62.79%-46.2pp | 41.64%-25.0pp |
| Employer contribution / active EE | $4 | $2,614-99.9% | $4,154-99.9% | $2,551-99.9% |
| Participant deferral / active EE | $3,871 | $3,214+20.4% | $5,453-29.0% | $4,139-6.5% |
| Admin fee / account holder | $5,422 | $6,352-14.6% | $14,116-61.6% | $7,234-25.0% |