Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,147 | $47,479-19.7% | $62,929-39.4% | $82,448-53.7% |
| Participation rate | 39.3% | 66.9%-27.6pp | 73.1%-33.8pp | 68.1%-28.8pp |
| Annual return | 13.76% | 20.34%-6.6pp | 1063.93%-1050.2pp | 41.64%-27.9pp |
| Employer contribution / active EE | $841 | $1,885-55.4% | $2,505-66.4% | $2,551-67.0% |
| Participant deferral / active EE | $2,227 | $2,870-22.4% | $3,888-42.7% | $4,139-46.2% |
| Admin fee / account holder | $8,682 | $3,804+128.2% | $5,065+71.4% | $7,234+20.0% |