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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,132 | $45,312+41.5% | $86,233-25.6% | $67,986-5.7% |
| Participation rate | 33.0% | 42.4%-9.4pp | 69.0%-36.0pp | 57.2%-24.2pp |
| Annual return | 18.67% | 24.79%-6.1pp | 61.39%-42.7pp | 31.67%-13.0pp |
| Employer contribution / active EE | $1,156 | $1,160-0.3% | $2,504-53.8% | $2,019-42.7% |
| Participant deferral / active EE | $3,396 | $2,185+55.5% | $4,559-25.5% | $3,358+1.1% |
| Admin fee / account holder | $2,810 | $3,295-14.7% | $8,342-66.3% | $3,203-12.3% |