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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,965 | $68,097-7.5% | $62,929+0.1% | $137,256-54.1% |
| Participation rate | 81.8% | 77.4%+4.4pp | 73.1%+8.7pp | 80.0%+1.9pp |
| Annual return | 17.98% | 1859.11%-1841.1pp | 1063.93%-1045.9pp | 220.34%-202.4pp |
| Employer contribution / active EE | $2,719 | $2,811-3.3% | $2,505+8.6% | $4,156-34.6% |
| Participant deferral / active EE | $6,298 | $4,553+38.3% | $3,888+62.0% | $6,407-1.7% |
| Admin fee / account holder | $1,128 | $6,521-82.7% | $5,065-77.7% | $12,270-90.8% |