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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,978 | $72,426-15.8% | $67,560-9.7% | $145,897-58.2% |
| Participation rate | 77.8% | 76.9%+0.9pp | 72.9%+4.8pp | 80.3%-2.5pp |
| Annual return | 14.83% | 7226.78%-7212.0pp | 3533.50%-3518.7pp | 552.29%-537.5pp |
| Employer contribution / active EE | $3,759 | $3,074+22.3% | $2,737+37.4% | $4,663-19.4% |
| Participant deferral / active EE | $9,505 | $4,785+98.6% | $4,004+137.4% | $6,689+42.1% |
| Admin fee / account holder | $3,967 | $5,514-28.0% | $3,994-0.7% | $13,390-70.4% |