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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,909 | $70,366+13.6% | $66,674+19.9% | $138,895-42.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | -1.50% | 386.41%-387.9pp | 321.24%-322.7pp | 145.39%-146.9pp |
| Employer contribution / active EE | $1,588 | $2,765-42.6% | $2,620-39.4% | $4,194-62.2% |
| Participant deferral / active EE | $5,379 | $4,374+23.0% | $4,084+31.7% | $6,396-15.9% |
| Admin fee / account holder | $10,020 | $5,262+90.4% | $5,098+96.5% | $12,562-20.2% |