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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,224 | $160,070-6.8% | $147,117+1.4% | $145,897+2.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.38% | 98.69%-89.3pp | 420.54%-411.2pp | 552.29%-542.9pp |
| Employer contribution / active EE | $5,074 | $5,285-4.0% | $4,932+2.9% | $4,663+8.8% |
| Participant deferral / active EE | $10,087 | $8,419+19.8% | $8,065+25.1% | $6,689+50.8% |
| Admin fee / account holder | $855 | $15,035-94.3% | $12,993-93.4% | $13,390-93.6% |