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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,664 | $115,225-29.1% | $100,712-18.9% | $138,895-41.2% |
| Participation rate | 95.0% | 74.3%+20.7pp | 69.3%+25.7pp | 79.9%+15.1pp |
| Annual return | 1.21% | 40.35%-39.1pp | 33.27%-32.1pp | 145.39%-144.2pp |
| Employer contribution / active EE | $9,550 | $2,771+244.6% | $2,313+312.9% | $4,194+127.7% |
| Participant deferral / active EE | $6,009 | $4,699+27.9% | $4,085+47.1% | $6,396-6.1% |
| Admin fee / account holder | $100,269 | $10,844+824.7% | $9,256+983.3% | $12,562+698.2% |