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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,789 | $174,379+172.3% | $152,093+212.2% | $138,895+241.8% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 13.05% | 74.86%-61.8pp | 66.36%-53.3pp | 145.39%-132.3pp |
| Employer contribution / active EE | $5,257 | $4,652+13.0% | $4,175+25.9% | $4,194+25.3% |
| Participant deferral / active EE | $4,647 | $6,159-24.6% | $5,451-14.8% | $6,396-27.4% |
| Admin fee / account holder | $7,907 | $16,880-53.2% | $14,497-45.5% | $12,562-37.1% |