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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,789 | $185,312+156.2% | $161,489+194.0% | $154,746+206.8% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 13.05% | 103.84%-90.8pp | 89.72%-76.7pp | 172.34%-159.3pp |
| Employer contribution / active EE | $5,257 | $4,769+10.2% | $4,268+23.2% | $4,379+20.0% |
| Participant deferral / active EE | $4,647 | $6,350-26.8% | $5,630-17.5% | $6,730-31.0% |
| Admin fee / account holder | $7,907 | $18,654-57.6% | $16,006-50.6% | $14,365-45.0% |