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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $581,491 | $172,111+237.9% | $150,298+286.9% | $137,256+323.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 10.08% | 69.37%-59.3pp | 62.79%-52.7pp | 220.34%-210.3pp |
| Employer contribution / active EE | $10,294 | $4,636+122.0% | $4,154+147.8% | $4,156+147.7% |
| Participant deferral / active EE | $5,910 | $6,166-4.1% | $5,453+8.4% | $6,407-7.8% |
| Admin fee / account holder | $1,144 | $16,471-93.1% | $14,116-91.9% | $12,270-90.7% |