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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,506 | $178,174+37.8% | $156,181+57.2% | $137,256+78.9% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.8%-18.8pp | 80.0%-20.0pp |
| Annual return | 16.50% | 84.19%-67.7pp | 64.87%-48.4pp | 220.34%-203.8pp |
| Employer contribution / active EE | $4,026 | $4,972-19.0% | $4,294-6.2% | $4,156-3.1% |
| Participant deferral / active EE | $5,497 | $6,888-20.2% | $6,132-10.4% | $6,407-14.2% |
| Admin fee / account holder | $12,506 | $17,404-28.1% | $14,586-14.3% | $12,270+1.9% |