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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,549 | $166,268+26.0% | $165,100+26.9% | $145,897+43.6% |
| Participation rate | 58.3% | 82.0%-23.7pp | 78.6%-20.3pp | 80.3%-22.0pp |
| Annual return | 13.83% | 100.52%-86.7pp | 70.21%-56.4pp | 552.29%-538.5pp |
| Employer contribution / active EE | $2,954 | $5,284-44.1% | $4,348-32.1% | $4,663-36.7% |
| Participant deferral / active EE | $4,358 | $6,964-37.4% | $6,035-27.8% | $6,689-34.9% |
| Admin fee / account holder | $2,033 | $16,659-87.8% | $12,696-84.0% | $13,390-84.8% |