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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,078 | $61,815+68.4% | $97,295+7.0% | $80,959+28.6% |
| Participation rate | 35.5% | 63.5%-28.0pp | 72.7%-37.2pp | 67.7%-32.2pp |
| Annual return | 14.14% | -558.73%+572.9pp | 75.62%-61.5pp | 35.67%-21.5pp |
| Employer contribution / active EE | $753 | $1,836-59.0% | $2,723-72.3% | $2,757-72.7% |
| Participant deferral / active EE | $2,444 | $3,027-19.3% | $4,264-42.7% | $4,300-43.2% |
| Admin fee / account holder | $86 | $5,166-98.3% | $5,646-98.5% | $6,925-98.8% |