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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,125 | $81,476+99.0% | $102,383+58.4% | $80,925+100.3% |
| Participation rate | 60.6% | 66.8%-6.2pp | 74.5%-13.9pp | 67.7%-7.1pp |
| Annual return | 12.21% | 25.59%-13.4pp | 24.94%-12.7pp | 35.65%-23.4pp |
| Employer contribution / active EE | $4,130 | $3,105+33.0% | $3,870+6.7% | $2,756+49.8% |
| Participant deferral / active EE | $6,345 | $3,871+63.9% | $5,060+25.4% | $4,299+47.6% |
| Admin fee / account holder | $34,707 | $6,717+416.7% | $8,391+313.6% | $6,940+400.1% |