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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,413 | $111,814-19.1% | $103,374-12.5% | $145,959-38.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.26% | 24.77%-16.5pp | 24.89%-16.6pp | 561.95%-553.7pp |
| Employer contribution / active EE | $13,040 | $4,214+209.5% | $3,869+237.0% | $4,661+179.8% |
| Participant deferral / active EE | $9,881 | $5,618+75.9% | $5,058+95.4% | $6,689+47.7% |
| Admin fee / account holder | $1,939 | $9,754-80.1% | $8,394-76.9% | $13,398-85.5% |