Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,549 | $76,407-45.6% | $150,298-72.4% | $82,448-49.6% |
| Participation rate | 13.7% | 66.4%-52.7pp | 77.8%-64.0pp | 68.1%-54.3pp |
| Annual return | 11.02% | 39.99%-29.0pp | 62.79%-51.8pp | 41.64%-30.6pp |
| Employer contribution / active EE | $646 | $2,614-75.3% | $4,154-84.4% | $2,551-74.7% |
| Participant deferral / active EE | $1,007 | $3,214-68.7% | $5,453-81.5% | $4,139-75.7% |
| Admin fee / account holder | $2,202 | $6,352-65.3% | $14,116-84.4% | $7,234-69.6% |