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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,990 | $178,174+175.6% | $156,181+214.4% | $137,256+257.7% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.8%-3.8pp | 80.0%-5.0pp |
| Annual return | 8.94% | 84.19%-75.3pp | 64.87%-55.9pp | 220.34%-211.4pp |
| Employer contribution / active EE | $19,219 | $4,972+286.6% | $4,294+347.6% | $4,156+362.4% |
| Participant deferral / active EE | $9,301 | $6,888+35.0% | $6,132+51.7% | $6,407+45.2% |
| Admin fee / account holder | $14,910 | $17,404-14.3% | $14,586+2.2% | $12,270+21.5% |