Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,138 | $75,541-17.7% | $152,093-59.1% | $82,637-24.8% |
| Participation rate | 33.9% | 66.5%-32.6pp | 77.8%-43.9pp | 68.1%-34.2pp |
| Annual return | 5.34% | 32.56%-27.2pp | 66.36%-61.0pp | 53.51%-48.2pp |
| Employer contribution / active EE | $1,192 | $2,622-54.5% | $4,175-71.4% | $2,552-53.3% |
| Participant deferral / active EE | $4,497 | $3,206+40.3% | $5,451-17.5% | $4,126+9.0% |
| Admin fee / account holder | $2,711 | $6,405-57.7% | $14,497-81.3% | $7,339-63.1% |