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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,109 | $136,860+4.6% | $120,344+18.9% | $154,746-7.5% |
| Participation rate | 77.8% | 79.9%-2.1pp | 76.7%+1.1pp | 80.7%-2.9pp |
| Annual return | 14.37% | 21.38%-7.0pp | 20.30%-5.9pp | 172.34%-158.0pp |
| Employer contribution / active EE | $2,757 | $3,533-22.0% | $3,020-8.7% | $4,379-37.0% |
| Participant deferral / active EE | $4,483 | $5,793-22.6% | $5,135-12.7% | $6,730-33.4% |
| Admin fee / account holder | $19,392 | $15,393+26.0% | $12,742+52.2% | $14,365+35.0% |