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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $562,542 | $142,354+295.2% | $125,529+348.1% | $155,188+262.5% |
| Participation rate | 66.7% | 78.1%-11.4pp | 74.7%-8.1pp | 80.8%-14.1pp |
| Annual return | 8.89% | 306.06%-297.2pp | 202.56%-193.7pp | 148.84%-139.9pp |
| Employer contribution / active EE | $16,432 | $3,501+369.3% | $3,058+437.4% | $4,248+286.8% |
| Participant deferral / active EE | $19,327 | $5,491+252.0% | $4,813+301.6% | $6,531+195.9% |
| Admin fee / account holder | $2,788 | $19,392-85.6% | $16,298-82.9% | $14,480-80.7% |