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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,355 | $183,539+43.5% | $155,556+69.3% | $145,897+80.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.47% | 61.31%-49.8pp | 64.84%-53.4pp | 552.29%-540.8pp |
| Employer contribution / active EE | $3,948 | $5,315-25.7% | $4,675-15.6% | $4,663-15.3% |
| Participant deferral / active EE | $2,610 | $6,467-59.6% | $5,631-53.7% | $6,689-61.0% |
| Admin fee / account holder | $25,324 | $19,275+31.4% | $15,885+59.4% | $13,390+89.1% |