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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,283 | $162,136+140.7% | $152,301+156.3% | $154,746+152.2% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 6.15% | 91.02%-84.9pp | 80.50%-74.4pp | 172.34%-166.2pp |
| Employer contribution / active EE | $5,586 | $4,890+14.2% | $4,624+20.8% | $4,379+27.6% |
| Participant deferral / active EE | $6,308 | $8,341-24.4% | $8,004-21.2% | $6,730-6.3% |
| Admin fee / account holder | $131,946 | $15,759+737.3% | $14,398+816.4% | $14,365+818.5% |