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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,283 | $196,972+98.1% | $182,262+114.1% | $198,609+96.5% |
| Participation rate | 80.0% | 85.7%-5.7pp | 84.2%-4.2pp | 82.4%-2.4pp |
| Annual return | 6.15% | 158.27%-152.1pp | 140.60%-134.4pp | 202.70%-196.5pp |
| Employer contribution / active EE | $5,586 | $5,364+4.2% | $5,046+10.7% | $5,055+10.5% |
| Participant deferral / active EE | $6,308 | $8,643-27.0% | $8,276-23.8% | $6,977-9.6% |
| Admin fee / account holder | $131,946 | $18,429+616.0% | $16,712+689.5% | $19,030+593.3% |