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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,543 | $196,972+85.6% | $182,262+100.6% | $198,609+84.1% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 12.71% | 158.27%-145.6pp | 140.60%-127.9pp | 202.70%-190.0pp |
| Employer contribution / active EE | $5,073 | $5,364-5.4% | $5,046+0.5% | $5,055+0.3% |
| Participant deferral / active EE | $17,775 | $8,643+105.7% | $8,276+114.8% | $6,977+154.8% |
| Admin fee / account holder | $141,408 | $18,429+667.3% | $16,712+746.2% | $19,030+643.1% |