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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,635 | $201,259+12.6% | $184,200+23.0% | $145,959+55.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.41% | 28.98%-18.6pp | 28.80%-18.4pp | 561.95%-551.5pp |
| Employer contribution / active EE | $2,963 | $7,018-57.8% | $6,424-53.9% | $4,661-36.4% |
| Participant deferral / active EE | $5,774 | $9,806-41.1% | $9,132-36.8% | $6,689-13.7% |
| Admin fee / account holder | $8,827 | $16,372-46.1% | $13,907-36.5% | $13,398-34.1% |