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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,543 | $136,860+172.2% | $120,344+209.6% | $154,746+140.7% |
| Participation rate | 82.4% | 79.9%+2.5pp | 76.7%+5.6pp | 80.7%+1.7pp |
| Annual return | 21.01% | 21.38%-0.4pp | 20.30%+0.7pp | 172.34%-151.3pp |
| Employer contribution / active EE | $4,368 | $3,533+23.6% | $3,020+44.6% | $4,379-0.3% |
| Participant deferral / active EE | $8,865 | $5,793+53.0% | $5,135+72.6% | $6,730+31.7% |
| Admin fee / account holder | $12,436 | $15,393-19.2% | $12,742-2.4% | $14,365-13.4% |