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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,196 | $88,672-33.2% | $105,223-43.7% | $82,448-28.2% |
| Participation rate | 50.0% | 67.9%-17.9pp | 75.0%-25.0pp | 68.1%-18.1pp |
| Annual return | 16.72% | 30.86%-14.1pp | 180.65%-163.9pp | 41.64%-24.9pp |
| Employer contribution / active EE | $919 | $3,048-69.8% | $3,689-75.1% | $2,551-64.0% |
| Participant deferral / active EE | $3,253 | $4,036-19.4% | $5,072-35.9% | $4,139-21.4% |
| Admin fee / account holder | $5,367 | $7,146-24.9% | $8,859-39.4% | $7,234-25.8% |