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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,631 | $117,829+322.3% | $102,423+385.9% | $145,877+241.1% |
| Participation rate | 90.9% | 78.6%+12.3pp | 76.5%+14.4pp | 80.3%+10.6pp |
| Annual return | 13.29% | 31.83%-18.5pp | 29.42%-16.1pp | 551.28%-538.0pp |
| Employer contribution / active EE | $17,612 | $3,615+387.3% | $3,023+482.6% | $4,663+277.7% |
| Participant deferral / active EE | $15,371 | $5,732+168.1% | $5,054+204.1% | $6,691+129.7% |
| Admin fee / account holder | $3,990 | $13,335-70.1% | $9,455-57.8% | $13,402-70.2% |