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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,631 | $117,895+322.1% | $102,460+385.7% | $145,897+241.1% |
| Participation rate | 90.9% | 78.6%+12.3pp | 76.5%+14.4pp | 80.3%+10.6pp |
| Annual return | 13.29% | 31.92%-18.6pp | 29.47%-16.2pp | 552.29%-539.0pp |
| Employer contribution / active EE | $17,612 | $3,619+386.7% | $3,025+482.2% | $4,663+277.7% |
| Participant deferral / active EE | $15,371 | $5,736+168.0% | $5,056+204.0% | $6,689+129.8% |
| Admin fee / account holder | $3,990 | $13,353-70.1% | $9,460-57.8% | $13,390-70.2% |