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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,161 | $209,336-50.2% | $197,124-47.2% | $137,256-24.1% |
| Participation rate | 75.0% | 87.3%-12.3pp | 86.7%-11.7pp | 80.0%-5.0pp |
| Annual return | 13.39% | 48.09%-34.7pp | 44.34%-31.0pp | 220.34%-207.0pp |
| Employer contribution / active EE | $3,143 | $6,591-52.3% | $6,227-49.5% | $4,156-24.4% |
| Participant deferral / active EE | $8,523 | $9,614-11.4% | $9,135-6.7% | $6,407+33.0% |
| Admin fee / account holder | $5,806 | $17,308-66.5% | $16,298-64.4% | $12,270-52.7% |