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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,415 | $166,268-18.6% | $165,100-18.0% | $145,897-7.2% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 19.16% | 100.52%-81.4pp | 70.21%-51.1pp | 552.29%-533.1pp |
| Employer contribution / active EE | $3,486 | $5,284-34.0% | $4,348-19.8% | $4,663-25.2% |
| Participant deferral / active EE | $8,596 | $6,964+23.4% | $6,035+42.4% | $6,689+28.5% |
| Admin fee / account holder | $5,171 | $16,659-69.0% | $12,696-59.3% | $13,390-61.4% |