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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,811 | $117,895+109.3% | $102,460+140.9% | $145,897+69.2% |
| Participation rate | 57.1% | 78.6%-21.5pp | 76.5%-19.4pp | 80.3%-23.2pp |
| Annual return | 8.62% | 31.92%-23.3pp | 29.47%-20.9pp | 552.29%-543.7pp |
| Employer contribution / active EE | $1,614 | $3,619-55.4% | $3,025-46.6% | $4,663-65.4% |
| Participant deferral / active EE | $8,773 | $5,736+52.9% | $5,056+73.5% | $6,689+31.1% |
| Admin fee / account holder | $84,113 | $13,353+529.9% | $9,460+789.1% | $13,390+528.2% |