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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,131 | $162,136-33.3% | $152,301-29.0% | $154,746-30.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 3.04% | 91.02%-88.0pp | 80.50%-77.5pp | 172.34%-169.3pp |
| Employer contribution / active EE | $4,305 | $4,890-12.0% | $4,624-6.9% | $4,379-1.7% |
| Participant deferral / active EE | $11,218 | $8,341+34.5% | $8,004+40.2% | $6,730+66.7% |
| Admin fee / account holder | $150,427 | $15,759+854.5% | $14,398+944.8% | $14,365+947.2% |