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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,131 | $154,228-29.9% | $145,433-25.6% | $137,256-21.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 3.04% | 74.59%-71.5pp | 66.58%-63.5pp | 220.34%-217.3pp |
| Employer contribution / active EE | $4,305 | $4,804-10.4% | $4,554-5.5% | $4,156+3.6% |
| Participant deferral / active EE | $11,218 | $8,216+36.5% | $7,897+42.0% | $6,407+75.1% |
| Admin fee / account holder | $150,427 | $14,344+948.7% | $13,129+1045.8% | $12,270+1126.0% |