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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,564 | $180,749-28.9% | $160,784-20.0% | $137,256-6.3% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.0%-27.0pp | 80.0%-30.0pp |
| Annual return | 13.16% | 2234.46%-2221.3pp | 1803.92%-1790.8pp | 220.34%-207.2pp |
| Employer contribution / active EE | $1,568 | $4,155-62.3% | $3,733-58.0% | $4,156-62.3% |
| Participant deferral / active EE | $4,235 | $6,844-38.1% | $6,293-32.7% | $6,407-33.9% |
| Admin fee / account holder | $43,460 | $10,397+318.0% | $9,717+347.3% | $12,270+254.2% |