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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,937 | $81,504+252.1% | $102,437+180.1% | $80,959+254.4% |
| Participation rate | 83.7% | 66.9%+16.9pp | 74.5%+9.2pp | 67.7%+16.1pp |
| Annual return | 18.05% | 25.60%-7.5pp | 24.95%-6.9pp | 35.67%-17.6pp |
| Employer contribution / active EE | $4,989 | $3,104+60.7% | $3,871+28.9% | $2,757+80.9% |
| Participant deferral / active EE | $12,407 | $3,871+220.5% | $5,060+145.2% | $4,300+188.5% |
| Admin fee / account holder | $17,374 | $6,719+158.6% | $8,388+107.1% | $6,925+150.9% |