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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,932 | $111,814+100.3% | $103,378+116.6% | $145,978+53.4% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.5%+5.5pp | 80.3%-0.3pp |
| Annual return | 19.33% | 24.80%-5.5pp | 24.91%-5.6pp | 550.52%-531.2pp |
| Employer contribution / active EE | $0 | $4,215-100.0% | $3,870-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $9,253 | $5,618+64.7% | $5,058+82.9% | $6,690+38.3% |
| Admin fee / account holder | $17,752 | $9,764+81.8% | $8,401+111.3% | $13,400+32.5% |