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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,511 | $107,421+196.5% | $182,262+74.8% | $94,015+238.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 84.2%+15.8pp | 70.8%+29.2pp |
| Annual return | 16.49% | 21.32%-4.8pp | 140.60%-124.1pp | 17.84%-1.4pp |
| Employer contribution / active EE | $3,604 | $3,448+4.5% | $5,046-28.6% | $2,790+29.2% |
| Participant deferral / active EE | $12,594 | $6,558+92.0% | $8,276+52.2% | $4,249+196.4% |
| Admin fee / account holder | $38,033 | $8,692+337.6% | $16,712+127.6% | $8,951+324.9% |