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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,511 | $106,749+198.4% | $145,433+119.0% | $82,448+286.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 16.49% | 27.59%-11.1pp | 66.58%-50.1pp | 41.64%-25.1pp |
| Employer contribution / active EE | $3,604 | $3,444+4.6% | $4,554-20.9% | $2,551+41.3% |
| Participant deferral / active EE | $12,594 | $6,519+93.2% | $7,897+59.5% | $4,139+204.2% |
| Admin fee / account holder | $38,033 | $8,390+353.3% | $13,129+189.7% | $7,234+425.7% |