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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,449 | $174,379+147.4% | $152,093+183.7% | $138,895+210.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 15.96% | 74.86%-58.9pp | 66.36%-50.4pp | 145.39%-129.4pp |
| Employer contribution / active EE | $3,199 | $4,652-31.2% | $4,175-23.4% | $4,194-23.7% |
| Participant deferral / active EE | $9,344 | $6,159+51.7% | $5,451+71.4% | $6,396+46.1% |
| Admin fee / account holder | $12,516 | $16,880-25.9% | $14,497-13.7% | $12,562-0.4% |