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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,449 | $181,062+138.3% | $158,223+172.7% | $155,188+178.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 15.96% | 57.39%-41.4pp | 52.09%-36.1pp | 148.84%-132.9pp |
| Employer contribution / active EE | $3,199 | $4,565-29.9% | $4,109-22.1% | $4,248-24.7% |
| Participant deferral / active EE | $9,344 | $6,134+52.3% | $5,467+70.9% | $6,531+43.1% |
| Admin fee / account holder | $12,516 | $18,825-33.5% | $16,047-22.0% | $14,480-13.6% |