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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,700 | $156,398+16.2% | $147,318+23.3% | $138,895+30.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 7.92% | 78.75%-70.8pp | 70.43%-62.5pp | 145.39%-137.5pp |
| Employer contribution / active EE | $11,461 | $4,853+136.2% | $4,593+149.5% | $4,194+173.3% |
| Participant deferral / active EE | $12,481 | $8,237+51.5% | $7,906+57.9% | $6,396+95.1% |
| Admin fee / account holder | $87,702 | $14,976+485.6% | $13,708+539.8% | $12,562+598.1% |