Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,730 | $87,132-6.2% | $105,624-22.6% | $80,959+1.0% |
| Participation rate | 49.0% | 70.4%-21.4pp | 75.3%-26.3pp | 67.7%-18.7pp |
| Annual return | 19.34% | 17.03%+2.3pp | 116.20%-96.9pp | 35.67%-16.3pp |
| Employer contribution / active EE | $443 | $2,397-81.5% | $3,168-86.0% | $2,757-83.9% |
| Participant deferral / active EE | $2,431 | $3,985-39.0% | $5,013-51.5% | $4,300-43.5% |
| Admin fee / account holder | $3,038 | $8,449-64.0% | $10,961-72.3% | $6,925-56.1% |