Filed January 7, 2026
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,026 | $138,393+23.6% | $184,256-7.2% | $80,959+111.3% |
| Participation rate | 96.6% | 83.9%+12.7pp | 86.8%+9.7pp | 67.7%+28.9pp |
| Annual return | 12.56% | 20.01%-7.5pp | 28.85%-16.3pp | 35.67%-23.1pp |
| Employer contribution / active EE | $6 | $4,847-99.9% | $6,427-99.9% | $2,757-99.8% |
| Participant deferral / active EE | $17,261 | $7,076+143.9% | $9,133+89.0% | $4,300+301.4% |
| Admin fee / account holder | $12,680 | $10,489+20.9% | $13,899-8.8% | $6,925+83.1% |