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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,074 | $106,524+175.1% | $152,301+92.4% | $87,485+235.0% |
| Participation rate | 87.8% | 75.8%+12.0pp | 82.4%+5.3pp | 68.9%+18.8pp |
| Annual return | 14.85% | 26.89%-12.0pp | 80.50%-65.7pp | 26.06%-11.2pp |
| Employer contribution / active EE | $10,161 | $3,371+201.4% | $4,624+119.7% | $2,596+291.4% |
| Participant deferral / active EE | $10,634 | $6,525+63.0% | $8,004+32.9% | $4,274+148.8% |
| Admin fee / account holder | $32,925 | $8,287+297.3% | $14,398+128.7% | $7,775+323.5% |