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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,074 | $106,864+174.2% | $147,318+98.9% | $82,637+254.7% |
| Participation rate | 87.8% | 75.5%+12.3pp | 82.1%+5.7pp | 68.1%+19.7pp |
| Annual return | 14.85% | 27.49%-12.6pp | 70.43%-55.6pp | 53.51%-38.7pp |
| Employer contribution / active EE | $10,161 | $3,417+197.4% | $4,593+121.2% | $2,552+298.1% |
| Participant deferral / active EE | $10,634 | $6,496+63.7% | $7,906+34.5% | $4,126+157.7% |
| Admin fee / account holder | $32,925 | $8,415+291.3% | $13,708+140.2% | $7,339+348.6% |