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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,707 | $106,749+194.8% | $145,433+116.4% | $82,448+281.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 15.26% | 27.59%-12.3pp | 66.58%-51.3pp | 41.64%-26.4pp |
| Employer contribution / active EE | $18,442 | $3,444+435.4% | $4,554+304.9% | $2,551+622.9% |
| Participant deferral / active EE | $10,933 | $6,519+67.7% | $7,897+38.4% | $4,139+164.1% |
| Admin fee / account holder | $5,647 | $8,390-32.7% | $13,129-57.0% | $7,234-21.9% |