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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,707 | $107,421+193.0% | $182,262+72.7% | $94,015+234.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 84.2%+15.8pp | 70.8%+29.2pp |
| Annual return | 15.26% | 21.32%-6.1pp | 140.60%-125.3pp | 17.84%-2.6pp |
| Employer contribution / active EE | $18,442 | $3,448+434.9% | $5,046+265.5% | $2,790+561.0% |
| Participant deferral / active EE | $10,933 | $6,558+66.7% | $8,276+32.1% | $4,249+157.3% |
| Admin fee / account holder | $5,647 | $8,692-35.0% | $16,712-66.2% | $8,951-36.9% |