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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,840 | $90,530+43.4% | $76,030+70.8% | $145,897-11.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 9.29% | 625.08%-615.8pp | 361.54%-352.2pp | 552.29%-543.0pp |
| Employer contribution / active EE | $3,802 | $3,319+14.5% | $2,688+41.5% | $4,663-18.5% |
| Participant deferral / active EE | $11,664 | $5,164+125.9% | $4,257+174.0% | $6,689+74.4% |
| Admin fee / account holder | $2,124 | $8,383-74.7% | $6,421-66.9% | $13,390-84.1% |