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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,161 | $117,895+239.4% | $102,460+290.6% | $145,897+174.3% |
| Participation rate | 81.8% | 78.6%+3.2pp | 76.5%+5.3pp | 80.3%+1.5pp |
| Annual return | 11.58% | 31.92%-20.3pp | 29.47%-17.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $2,276 | $3,619-37.1% | $3,025-24.8% | $4,663-51.2% |
| Participant deferral / active EE | $7,799 | $5,736+36.0% | $5,056+54.2% | $6,689+16.6% |
| Admin fee / account holder | $8,164 | $13,353-38.9% | $9,460-13.7% | $13,390-39.0% |