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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,475 | $86,940+37.4% | $102,434+16.6% | $80,935+47.6% |
| Participation rate | 66.7% | 72.4%-5.7pp | 76.5%-9.8pp | 67.7%-1.0pp |
| Annual return | 11.22% | 18.89%-7.7pp | 29.46%-18.2pp | 35.66%-24.4pp |
| Employer contribution / active EE | $1,784 | $2,370-24.7% | $3,023-41.0% | $2,757-35.3% |
| Participant deferral / active EE | $6,385 | $4,121+54.9% | $5,055+26.3% | $4,299+48.5% |
| Admin fee / account holder | $7,798 | $8,047-3.1% | $9,462-17.6% | $6,924+12.6% |