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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,922 | $124,425-16.5% | $112,040-7.2% | $137,256-24.3% |
| Participation rate | 75.0% | 79.3%-4.3pp | 76.5%-1.5pp | 80.0%-5.0pp |
| Annual return | 14.61% | 24.72%-10.1pp | 24.52%-9.9pp | 220.34%-205.7pp |
| Employer contribution / active EE | $1,808 | $3,411-47.0% | $2,954-38.8% | $4,156-56.5% |
| Participant deferral / active EE | $8,923 | $5,718+56.0% | $5,098+75.0% | $6,407+39.3% |
| Admin fee / account holder | $1,777 | $15,207-88.3% | $12,098-85.3% | $12,270-85.5% |