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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,420 | $117,895-23.3% | $102,460-11.8% | $145,897-38.0% |
| Participation rate | 81.8% | 78.6%+3.2pp | 76.5%+5.3pp | 80.3%+1.5pp |
| Annual return | 10.54% | 31.92%-21.4pp | 29.47%-18.9pp | 552.29%-541.7pp |
| Employer contribution / active EE | $1,102 | $3,619-69.6% | $3,025-63.6% | $4,663-76.4% |
| Participant deferral / active EE | $9,238 | $5,736+61.0% | $5,056+82.7% | $6,689+38.1% |
| Admin fee / account holder | $1,574 | $13,353-88.2% | $9,460-83.4% | $13,390-88.2% |