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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS Service code 15 · EIN 36-6071399 | Recordkeeping | $36,495 |
OPPENHEIMER1 year Filed as: OPPENHEIMER & CO INC Service code 27 · EIN 13-5657518 | Advisory (Plan) | $31,117 |
Service code 15 · EIN 42-1484983 | Recordkeeping | $29,469 |
RPA FINANCIAL, LLC2 years Filed as: RPA FINANCIAL LLC Service code 27 · EIN 83-1143379 | Advisory (Plan) | $4,740 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,077 | $102,422+42.6% | $147,117-0.7% | $80,959+80.4% |
| Participation rate | 93.9% | 75.9%+18.0pp | 82.2%+11.7pp | 67.7%+26.2pp |
| Annual return | 14.48% | 135.16%-120.7pp | 420.54%-406.1pp | 35.67%-21.2pp |
| Employer contribution / active EE | $3,334 | $3,717-10.3% | $4,932-32.4% | $2,757+20.9% |
| Participant deferral / active EE | $10,513 | $6,652+58.0% | $8,065+30.4% | $4,300+144.5% |
| Admin fee / account holder | $636 | $7,953-92.0% | $12,993-95.1% | $6,925-90.8% |