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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,613 | $102,595-38.0% | $94,057-32.4% | $154,746-58.9% |
| Participation rate | 33.3% | 76.0%-42.7pp | 73.3%-40.0pp | 80.7%-47.4pp |
| Annual return | 17.50% | 583.42%-565.9pp | 480.62%-463.1pp | 172.34%-154.8pp |
| Employer contribution / active EE | $1,321 | $3,147-58.0% | $2,933-55.0% | $4,379-69.8% |
| Participant deferral / active EE | $1,843 | $5,118-64.0% | $4,709-60.9% | $6,730-72.6% |
| Admin fee / account holder | $1,306 | $7,736-83.1% | $7,244-82.0% | $14,365-90.9% |