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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,571 | $99,053-64.1% | $88,179-59.7% | $138,895-74.4% |
| Participation rate | 88.9% | 74.2%+14.6pp | 69.1%+19.7pp | 79.9%+9.0pp |
| Annual return | 7.56% | 78.17%-70.6pp | 64.97%-57.4pp | 145.39%-137.8pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $2,549-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $5,312 | $5,225+1.7% | $4,614+15.1% | $6,396-17.0% |
| Admin fee / account holder | $71,096 | $8,748+712.7% | $7,673+826.6% | $12,562+466.0% |