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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $636,564 | $147,556+331.4% | $129,031+393.3% | $198,609+220.5% |
| Participation rate | 91.7% | 77.2%+14.4pp | 73.4%+18.3pp | 82.4%+9.3pp |
| Annual return | 18.30% | 37.41%-19.1pp | 34.67%-16.4pp | 202.70%-184.4pp |
| Employer contribution / active EE | $4,551 | $3,645+24.9% | $3,226+41.1% | $5,055-10.0% |
| Participant deferral / active EE | $8,167 | $5,760+41.8% | $5,217+56.5% | $6,977+17.1% |
| Admin fee / account holder | $20,116 | $15,467+30.1% | $13,208+52.3% | $19,030+5.7% |