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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,121 | $94,031-16.9% | $115,768-32.5% | $82,448-5.2% |
| Participation rate | 68.8% | 70.4%-1.7pp | 74.4%-5.6pp | 68.1%+0.7pp |
| Annual return | 25.93% | 20.61%+5.3pp | 100.46%-74.5pp | 41.64%-15.7pp |
| Employer contribution / active EE | $950 | $2,323-59.1% | $2,940-67.7% | $2,551-62.7% |
| Participant deferral / active EE | $1,766 | $3,972-55.5% | $4,917-64.1% | $4,139-57.3% |
| Admin fee / account holder | $15,356 | $10,249+49.8% | $12,439+23.4% | $7,234+112.3% |